Find out how much funding you could get
Join 1,000 other recurring revenue businesses on the re:cap platform.
Receive indicative offerWhether it’s a payback horizon over multiple years, customizable grace periods, or long-term usage: our funding adapts to your current business and adjusts if your plans change over time.
Use re:cap to optimize your cash flow proactively. Refinance significant one-time expenses and offset seasonality effects to preserve a stable cash balance.
Create a cash buffer that secures additional months of runway so you can reach profitability safely.
Use re:cap funding to postpone your next VC round and gain more time to improve your KPIs, leading to less dilution and a better valuation.
Leverage re:cap to propel your growth to your timelines, capital and business needs without dilution or restriction.
Fully non-dilutive: get funding without sacrificing equity or warrants
Scalable funding: receive up to €5m with the flexibility to increase over time
Flexible repayment: choose your payback horizon from 12 months to 5 years
Tailored grace periods: customize payment schedules to suit your needs
Adaptive funding: adjust your funding plan if your business evolves
Ideal for SaaS, recurring revenue, and service businesses: predictable cash flows are needed
Join 1,000 other recurring revenue businesses on the re:cap platform.
Receive indicative offerCompanies providing digital software applications on a subscription basis.
Companies generating consistent revenues by offering products that customers subscribe to or use on an ongoing basis.
Companies that offer knowledge, skills, or expertise to clients, often in areas such as consulting, advertising, legal, accounting, or other service businesses fields.
Subscription business model
Your business generates predictable recurring revenue.
EU-based company
Your legal entities are at least partly located in the EU.
Sufficient runway
You have at least six months of runway when drawing the funding.
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Venture debt is a risk loan primarily designed to fuel expansion, similar to a traditional bank loan. It is provided to ensure that startups can support ongoing growth and maintain financial liquidity between equity rounds. Venture debt follows venture capital.
re:cap provides alternative debt financing for SaaS and subscription-based companies. With re:cap, companies secure funding through debt instead of selling shares for equity financing, enabling them to retain ownership of their company.
The customization of re:cap's funding options allow startups to meet their capital needs precisely when they arise. Since this flexibility is possible on a monthly or daily basis, it prevents overfunding, which otherwise would have implications for the cost of capital and capital efficiency.
Differences:
Similarities:
Read this article to learn more about venture debt for startups.
re:cap works as a financing line within which you draw as much funding as you need, whenever you need it. The financing limit will be increased based on the growth of your business and the track record on the re:cap platform.
Based on your business plan, we can provide you with different funding scenarios that help your company get money without risking unnecessary capital costs due to overfunding.
re:cap is adaptable for many different use cases. Our customers use our funding to extend their runway, postpone equity fundraising, accelerate their growth, optimize their cash flow, or finance M&A.
Check out our case studies to learn more about how to use re:cap.
Once approved, the funding will typically arrive in your bank accounts within two business days.
Our platform allows you to send a request in minutes, and receive funding and growth guidance in days, not months. You can get started in three easy steps:
Get the most tailored debt financing or
master your cash in real-time.