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Know where you stand.

Raise on your terms.

We tell you which financing you can get and on what terms, then arrange it. Start with your website address.

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Trusted by Industry Leaders
We facilitated over €200M in debt financing and analyzed more than €20B transaction value for our customers.
Capital readiness

See your business as capital providers do

They judge you against criteria you rarely get to see. We apply those criteria to all four ways of funding a plan: debt, equity, grants and your own cash, then down to the products and providers in range.

Fast

Start with your website address and answer a few short questions. The first answer is on screen in under a minute, with no account and nothing to install.

Specific

You understand how much capital you need and how much you can get. If an option is out of reach you see why, and what would need to happen to unlock it.

Comprehensive

Measured against what capital providers across your market look for, so you see the option that fits, even when it is not the one you came for.

Most companies arrive with one of these

Growing faster than cash allows
Runway ends in nine months and no equity round yet
Facility matures next year
Cash stuck in stock and invoices
Buying a competitor
Might sell in two years
Not sure yet

From the four categories down to named providers

Categories

Debt
Equity
Own cash
Grants

Products

Term loan
Revolving line
Invoice finance

Providers

The specific names in range, and what each one looks for

From an estimate to something you can rely on

Estimate

You answer a few questions

Indication

You connect bank and accounting data

Verified

Your data is validated, the same way it would be in diligence

Capital readiness

Start with your website

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Platform

Your numbers move.
So do your options.

Connect your bank and accounting data once. Our platform tracks your performance the way a finance team would, and shows what it means to the people who could finance or acquire you.

Smiling woman with long dark hair, wearing glasses and a yellow blazer against a purple background.
Maria Beckett
CEO at Limestone
Should we get equity, debt, or hold off?
Our biggest customer just left. What does that change?
We want to buy a competitor. Do our numbers support it?
Whatever you asked, the answer starts with your own numbers. Beside each one, what the market makes of it.
11 months
Runway

Market view

Your borrowing capacity drops in month seven, when trailing growth falls below what lenders look for. Month seven is the real deadline.

10% increase
Operating Expenses

Market view

Your margin now sits below where growth lenders look. That cost you the cheaper option, not two months of runway.

30% down from 40%
Year-over-year growth

Market view

Companies like you raised €1.6M. The ones who got materially more were growing about twice as fast.

The answer does not hold still. Sometimes what you can raise moves because you moved. Sometimes because the market did.

March

€0.9M
Margin two points under what lenders wanted. We told you which two points.

June

↑ You moved

€1.6M
You crossed it. The same lenders came into range.

AUGUST, NOW

↓ the market moved

€1.4M
Two lenders tightened on recurring revenue. Nothing changed in your business.

WHY WE CAN JUDGE IT

Because we also arrange the financing.
The criteria we check you against are the ones we work with every day, and the outcomes we compare you to are deals we ran ourselves.

HOW IT FITS WHAT YOU ALREADY USE

Plan wherever you like.
Do your planning here, or keep doing it where you already do and bring the numbers in. The outside-in view goes on top either way.
Our customers

Plans that got financed

Don't take our word for it

Ask an AI what it knows about us

QUESTION

"I run a European growth company at around €4M revenue. Would re:cap actually fund us, what would they say no to, and how do they compare with going to my bank?"

Start with your website

See in minutes whether you're financeable, from which capital source and how much you could get – or what you need to change to get there.

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