re:cap provides a flexible financing line, allowing companies to access funding as needed. The funding adjusts according to the company’s growth and performance on the re:cap platform.
We create a funding plan based on your capital needs, business plan, use case, and business goals. If circumstances change, the plan can be adjusted. This approach ensures companies get funding when necessary, avoiding unnecessary costs from overfunding.
1. Get started
Create your re:cap account, enter your use case and funding amount, and securely connect your bank account for the liquidity assessment. Besides, share your business plan so we better understand your needs and how you'll use the funds.
2. Alignment on the funding plan
After our first review, we’ll schedule a meeting with you and align on a funding plan together. The funding plan shows the amount of capital you ideally need, when it should be available, and your cost of capital.
3. Sign the term sheet
We share a term sheet with you outlining your desired funding plan. You can use the term sheet for your internal decision-making. We are here to answer questions any time.
4. Due diligence begins
Once the term sheet is signed, the due diligence starts. We’re doing a risk analysis of your business, reviewing bank, accounting, revenue and customer data, and key business metrics (e.g., ARR, industry).
5. Start payout
After successful due diligence, you can request your funding via the re:cap platform – the first payout happens within 2 business days.
