Comparison: 9 Commitly alternatives

To make your decision easier, we’ve put together a comprehensive spreadsheet that compares Commitly with its alternatives. It’s packed with details on pricing, features, and bank integrations. If you spot a mistake, please let us know.

We'll review these alternatives to Commitly:

• Microsoft Excel 
• Tidely
• Atlar
• Finban
• re:cap
• Trovata
• Helu
• Embat
• Nomentia

What to consider when choosing a Commitly alternative

Fancy features can be tempting, but they only matter if they truly add value. When selecting cash management software or liquidity management software, focus on these key factors:

What do I need the software for?

Choose software that meets your needs. Startups or Scaleups have distinct requirements compared to large enterprises, and finance teams need deeper analyses beyond the key metrics that management typically focuses on.

Take the time to pinpoint what truly matters for your business, and ensure the features you select are aligned with those priorities.

How time-consuming are onboarding and maintenance?

In our conversations with customers, we've learned that onboarding with certain providers can be a lengthy and resource-intensive process, often taking 2-3 months to fully implement.

However, you get a comprehensive suite of features. But before you dive in, it's essential to evaluate the onboarding timeline and requirements. Will it be a quick setup, or will it take weeks before you start generating valuable insights?

Equally important is the consideration of maintenance. Once your data sources are connected, the system should operate seamlessly without the need for constant adjustments.

Do I need all the features that the software offers?

More features usually come with higher costs. This can lead to paying for capabilities you never use.

How is data quality ensured?

Even the most advanced cash management software is only as good as the accuracy of its data. It's crucial to assess how effectively the software classifies transactions and whether it offers features like data cleansing, validation, and enrichment.

These are the essential components that ensure your financial data is not just well-organized, but reliable.

9 Commitly alternatives

re:cap

re:cap helps companies make better financial decisions and maximize their capital efficiency. They integrate analysis, forecast, and funding in one platform – the Capital OS. This ensures that financial operations and funding work as one.

The analysis part offers a real-time snapshot of all bank accounts and transactions and automatically categorizes your bank transactions. You'll get immediate access to crucial financial metrics, making it easy to generate reports for management and investors.

Plus, you can do a financial forecast and run simulations, including stress tests, to ensure you're ready for any scenario.

re:cap pricing

With re:cap, you can choose between two different plans: Essential and Pro.

Essential

• For free
• Real-time basics: cash flow, burn rate, runway 
• Access funding info and covenants
• One pre-defined long-term liquidity forecast

Pro

• Starts at €79 per month
• Full control: customizable dashboards & forecasts (weekly + monthly), unlimited scenarios
• Detailed cash flow & transaction analyses
• Covenant alerts
• Expert support

Funding (for both plans when funded):

• Flexible, non-dilutive credit line (€50K-€5M)
• Terms between 1-60 months
• No warrants, equity kickers, or personal guarantees

You can find all the information on our pricing page.

You can invite unlimited users and link as many bank accounts as you need, regardless of your plan.

Key capabilities

Analysis

With Analysis, companies bring all their financial data in real-time into one place. They see cash balances, runway, and growth at a glance, track transactions across accounts, and understand where money flows. Benchmarks, capital needs, and a rating system show how fundable a company is and what to improve.

The cash management of re:cap covers a wide range of functions:

• With the cash flow statement, we automatically categorize all your transactions, making it easy for you to track all cash inflows and outflows.
• With the P&L statement, you can leverage real-time profitability analysis to stay updated and make optimizations.
• The runway analysis helps you to keep a close eye on your cash burn and runway to enhance your financial strategy and ensure better planning.
• Consolidation helps you to gain insights into liquidity across various levels, company structures, and entities.
• With Plan vs. Actuals, you can compare your business plan projections with actual results to spot deviations.
• You gain access to over 14,000 bank accounts, allowing you to view all your financial information on one platform.
• Get a complete picture: build your company reports on a comprehensive understanding of liquidity, customers, profitability, and financial health by connecting banking, revenue, and accounting data.
• Single source of truth: you’re always prepared to discuss financial metrics and answer any finance-related questions from your management team with confidence.
• Report better with less work: extract key business metrics that matter most to your investors and save time on repetitive manual investor reporting.
• Ensure financial precision: track revenue, costs, cash flow, and balances to ensure projected outcomes match reality. This sharpens your financial precision and enhances plan accuracy.

Forecast

With Forecast, companies plan short-term liquidity and long-term capital needs in one place. Using cash flow, invoices, actuals, and budgets, they create weekly and monthly forecasts, test scenarios, and add funding events to see the impact. This shows them clearly when capital is needed, what is possible with the funds available, or what kind makes sense.

It covers the following areas:

• Craft a forecast (short-term or long-term) based on historical data, with the flexibility to manually adjust and explore different scenarios.
• Get a clearer picture of how major decisions (funding, new hires, large expenditures, or mergers and acquisitions) could affect your cash flow.
• Conduct stress tests to see how key metrics perform under pressure, helping you pinpoint critical areas to address in your financial strategy.
• Assess how debt and equity investments influence your financial planning and liquidity.

What do companies use re:cap for?

Our customers use re:cap for different purposes:

• Get an instant, transparent view of account transactions and cash balances, automatically updated from your bank accounts.
• See all key financial metrics at a glance, whether for the entire organization or individual entities.
• Keep your management team and investors informed with critical metrics like burn rate, revenue growth, and cash balance.
• Spot opportunities to save money and cut costs.
• Monitor your budget closely and respond quickly to any deviations.
• Simplify budget planning with clear comparisons between business plan targets and actual performance.
• Plan your liquidity more precisely by creating customized scenarios to model and understand future developments.
• Conduct liquidity stress tests to see how various impacts affect other areas of your business.

Summary re:cap

With re:cap, you gain access to the Capital OS and can analyze and manage your, create forecasts to see what and how much funding you need, and directly access it.

Microsoft Excel

For more than three decades, Microsoft Excel has been an essential tool for organizations of all sizes. Its flexibility as a spreadsheet and data analysis tool makes it a go-to choice for cash management. However, it’s important to recognize that Excel does have its limitations in this capacity.

Microsoft Excel pricing

With Excel, you have two options for your company: either use Excel as a standalone program or as part of Microsoft 365.

• Excel standalone: $159
• Excel within Microsoft 365: $6.99 per month

Key features

Excel can be a versatile tool, and many companies use it to track incoming and outgoing payments and manage their budgets. However, it's important to note that Excel relies entirely on manual input. 

While Excel is a familiar tool, it has limitations when it comes to cash management. Based on user feedback, it wasn’t built for modern liquidity management or financial planning, which can make certain tasks more difficult.

For example, there’s no option to automatically link bank accounts, meaning account balances need to be entered manually. This is a process that can be both time-consuming and prone to mistakes.

Without real-time insights into your transactions, it’s harder to stay on top of liquidity planning and forecasting. Additionally, manually updating your planning data increases the risk of losing valuable information from earlier scenarios.

Summary Microsoft Excel

Excel works well for managing basic liquidity needs, offering a familiar and versatile tool. For more complex cash management requirements, though, specialized software can provide advanced features and tailored solutions.

If your liquidity needs are straightforward and good to overlook, Excel could still be an excellent choice.

Tidely

Tidely is a cash management software designed for SMEs and large enterprises. It helps you oversee your liquidity and track your cash flow. Key features include a comprehensive dashboard, detailed cash forecasts, scenario planning tools, and insightful reports.

Tidely pricing

Tidely's pricing varies based on your company's size, the number of users, and bank accounts. They offer four plans: Starter, Professional, Business, and Enterprise.

The Starter and Professional plans allow connections for 1 and 5 bank accounts respectively, and 1 and 2 users. You can explore these options with a 7-day free trial to see if Tidely fits your needs.

• Starter: €45 per month (annual billing)
• Professional: €85 per month (annual billing)
• Business: €215 per month (annual billing)
• Enterprise: customized prices

Key features

Companies use Tidely's cash management software for a range of functions:

• Get an overview of your liquidity and enhance your management strategies.
• Use the tool for liquidity planning and to explore different financial scenarios.
• Create accurate and insightful financial reports.
• Handle intricate team or company-wide financial structures.
• Connect all your bank accounts and ERP systems for streamlined operations.

Summary Tidely

Tidely is a versatile cash management software tailored for SMEs and large enterprises, offering tools for liquidity oversight, cash flow tracking, scenario planning, and reporting.

With pricing plans ranging from €45 to customized enterprise options, it accommodates varying company sizes, user numbers, and bank account connections.

A 7-day free trial allows users to explore its features, including integration with bank accounts and ERP systems, advanced financial planning, and comprehensive reporting capabilities.

Atlar

Atlar, a Swedish-based company, offers an all-encompassing cash management software solution. Their platform integrates cash management, payments, and cash flow forecasting, making it ideal for medium-sized to large businesses and enterprise clients.

Atlar pricing

Atlar’s pricing is tailored to your company's size and the features you require. They offer three plans: Essential, Professional, and Enterprise. While exact costs depend on your specific needs, pricing details are not disclosed publicly.

Additionally, Atlar does not provide a free trial period. Implementation of the tool generally takes between 2 to 3 months, according to their own statement.

Key features

Companies rely on Atlar to get a complete overview of their cash flow with a unified platform. Atlar not only streamlines payment management but also helps you plan your liquidity by allowing you to create and analyze various scenarios.

Key features are:

• Custom dashboards
• Cash positioning
• Payment operations
• User management
• Cash reporting
• Accounts payable
• Approval chains

Atlar summary

Atlar, a Swedish cash management software provider, offers a comprehensive platform designed for medium to large businesses and enterprise clients. The tool combines cash management, payment processing, and cash flow forecasting, enabling users to streamline operations and plan liquidity effectively with scenario analysis.

Pricing is customized based on company size and feature requirements, with three plans available: Essential, Professional, and Enterprise. While specific costs are undisclosed and no free trial is offered, implementation typically takes 2-3 months.

Finban

Finban is a financial planning software designed for agencies, SMEs, startups, and SaaS companies. Powered by finbot, a smart personal assistant, the platform delivers intelligent insights.

finbot regularly and automatically analyzes your data, generates tailored reports, provides actionable recommendations, and alerts users to irregularities or potential issues.

Finban pricing

Finban offers three pricing plans for its financial planning software, each with a 14-day free trial and the option to upgrade at any time. All prices are exclusive of VAT. Depending on the plan the number of bank connections and users varies.

• Starter Plan
  • Monthly payment: €35 per month
  • Annual payment: €26.25 per month
  • 1 bank connection
  • 1 user
  ‍
• ‍Business Plan
  • Monthly payment: €65 per month
  • Annual payment: €48.75 per month
  • 3 bank connections
  • 5 users

• Professional Plan‍
  • Monthly payment: €120 per month
  • Annual payment: €90 per month
  • 10 bank connections
  • 10 users

‍‍Key features

Finban offers hassle-free cash flow and forecast management for companies and founders. They focus on questions like: what happens if I don't acquire new customers? Can we hire new employees? How will tax payments affect my business?

Key features are:

• Liquidity planning
• Scenarios & Forecasting
• Budget planning
• Analytics & Reporting
• Personnel Planning

Finban summary

Finban is a financial planning software designed to support agencies, SMEs, startups, and SaaS companies. It uses finbot, a smart personal assistant, to automatically analyze data, generate tailored reports, offer actionable insights, and alert users to potential issues.

The platform offers flexible pricing plans with a 14-day free trial and options to upgrade. Pricing varies depending on the plan, with features like cash flow management, scenario planning, budget planning, analytics, and personnel forecasting.

Trovata

Trovata is a cash management platform that helps large companies and corporations automate their cash flow processes. It centralizes multi-bank data and provides a dashboard for liquidity management. With features like automated cash flow analysis, forecasting, and real-time insights, it simplifies financial oversight.

Trovata pricing

Trovata’s pricing is tailored to a company’s size and needs. The base package costs €24,000 per year and includes:

• Up to 10 users
• Up to 100 data connections
• Up to 1 million transactions

What companies use Trovata's cash management tool for

Trovata helps businesses optimize cash flow and improve financial transparency. It consolidates data from multiple bank accounts, automates reporting, and delivers accurate cash flow forecasts. This enables better financial decisions and early detection of potential liquidity gaps.

Key features

• Cash Flow Analysis: automated tracking of cash movements to identify trends and patterns.
• Cash Forecasting: accurate projections based on historical data and real-time trends.
• Cash Positioning: a single view of all financial data and metrics.
• Cash Reporting: generates reports without manual effort.
• Multi-Bank Integration: combines data from multiple accounts for a comprehensive financial overview.

Summary

Trovata is built for enterprises managing cash across multiple entities and jurisdictions. It streamlines cash management with automation, real-time insights, and centralized control. This helps businesses stay ahead of financial risks.

Helu

Helu is a cash management software designed for startups and small to mid-sized businesses. It integrates seamlessly with DATEV and specializes in real-time financial reporting.

Helu pricing

Essentials Plan:

• 1 user
• 3 reports
• 3 pivot tables
• 3 exports per month

Premium Plan:

• 3 users
• 10 reports
• 10 pivot tables
• 10 exports per month

Professional Plan:

• 10 users
• 30 reports
• 30 pivot tables
• 30 exports per month

Enterprise Plan:

• Custom solutions

What companies use Helu's software for cash management

Helu helps companies analyze financial data, plan budgets, and improve team collaboration. It provides reporting tools, forecasting capabilities, and an integrated approach to financial management.

Key features

• Analysis: Visualization and interpretation of financial data.
• Planning: Budgeting and forecasting to support financial decision-making.
• Collaboration: Shared report creation and editing for better teamwork.
• Consolidation: Integration of financial data from various sources for a comprehensive overview.
• DATEV Integration: Automated data exchange with DATEV.

Summary

Helu streamlines financial reporting by automating data consolidation and report generation. It simplifies collaboration across teams and reduces the time spent on financial reporting.

Embat

Embat is a cash management software designed for mid-sized and large companies looking to automate and streamline their financial processes. The platform connects to bank accounts in real time, allowing users to manage cash flow, debt, and forecasts.

Embat pricing

Embat offers three pricing plans: Starter, Professional, and Enterprise. Pricing details are not publicly available. Contact the sales team for a quote.

What companies use Embat's cash management for

Companies use Embat to digitize treasury processes, gain real-time financial insights, and reduce manual tasks. The software visualizes cash flow, automates reporting, and generates liquidity forecasts.

Key features

• Real-Time Bank Connectivity: access financial data from over 13,000 institutions worldwide.
• Cash Flow Forecasting: short-, mid-, and long-term liquidity planning.
• Automated Accounting: AI-driven processes for bookkeeping and reconciliations.
• Centralized Payment Management: handle all payments from a single platform.
• Custom Reports & KPIs: tailored analytics for better decision-making.

Conclusion

Embat is a comprehensive cash management tool that supports businesses in all key financial operations.

Nomentia

Nomentia is a software solution for managing payments, liquidity, and treasury operations. It is designed primarily for large enterprises. With Nomentia, you can centrally monitor and manage liquidity, improving financial transparency and decision-making.

Nomentia pricing

There is no publicly available pricing information for Nomentia.

What companies use Nomentia's cash management tool for

The platform provides tools for managing bank accounts, analyzing bank fees, and forecasting cash flow.

Key features

• Payment Hub: centralizes and controls all corporate payment flows.
• Liquidity Management: monitors and manages group-wide liquidity in one place.
• Cash Flow Forecasting: generates accurate predictions by consolidating data and using AI.
• Bank Account Management: centrally manages and monitors all corporate bank accounts.
• Treasury Reporting: compiles treasury reports using data from various systems and banks.

Summary

Nomentia is a comprehensive liquidity and treasury management solution that helps businesses streamline payment and liquidity processes.

Summary: 9 Commitly alternatives in 2025

We’ve evaluated nine alternatives to Commitly for liquidity management and financial planning. Each option has its unique strengths and limitations. Below is a clear and concise comparison to help you find the best fit for your needs:

• Functionality vs. Pricing: some tools offer a rich array of features but come with a higher price, while others emphasize simplicity and ease of use with basic features. The challenge is finding the right balance that meets both your needs and your budget.

• Onboarding and usability: some platforms require more onboarding and resources, whereas others provide a smooth start with minimal configuration.