Cash flow reporting for every level
Stay on top of your finances and be able to answer any finance-related question. Burn, cash balance and period-over-period report needed for your management meeting? re:cap has the answer.
Stay in control of your finances with real-time data and make confident decisions
Focus on taking action, not creating reports
Master your cash with re:cap
Based on thousands of data points, our models are able to tag up to 97% of your transactions correctly, so you can focus on using the insights.
Switch from a consolidated group overview to detailed insights on each entity.
Invite as many team members as you want and add an unlimited number of bank accounts.
Liquidity
Focus on essential cash metrics, such as burn rate, runway, and cash balance, to get an immediate view of your liquidity based on your bank data.
Revenue and customers
Track key metrics like revenue growth, net dollar retention, and churn cohorts to gain an in-depth understanding of your customer quality and revenue performance.
Profitability and financial health
Based on accounting data, you get a clear overview of your company’s financial health, helping you track the evolution of your unit economics.
Benchmarks
Compare yourself against thousands of industry peers across various financial metrics to improve your overall business performance and to leverage your data to the fullest extent.
Forecast and monitoring
Leverage historical and real-time data to forecast liquidity, plan budgets, and assess the financial impact of major expenses. Stay on top of liquidity with custom alerts for key transactions and metrics.
Plan vs. Actual
Monitor revenue streams, cost dynamics, cash flow and cash balance to ensure your projected outcomes align with actual figures. This will help you maintain operational precision and drive accuracy.
Hear it from our customers
"My team has now a lean tool that provides a complete overview of our cash flow. Having access to all bank accounts and an automated transaction tagging in place saves us many hours of manual work. Plus, it's a live view, eliminating outdated reports and blind spots in our liquidity."
"We gain a real-time overview of our top-line liquidity. The software provides transparent insights into our cash income and expenses and offers first-level financial control. This enables me to make predictions about our cash position at the end of the month."
"We get a clear view of our cash flow, tracking real-time metrics like cash balance, burn rate, and revenue. It serves as our first line of financial control. Additionally, knowing that re:cap can also be a funding partner provides us with greater confidence in planning our future growth."
“I was looking for a product that helps me keep my liquidity under control and make good financial decisions, which is how I came across re:cap Insights. Now I can steer my controlling automatically and without much effort - my first glance every day is at the runway and the cash flow statement.”
“We previously used a custom built cash overview, consisting of multiple spreadsheets and difficult to set up data integrations. With re:cap, we save time and effort while having a better solution to manage our liquidity.”
How Insights works
Access Cash Insights in minutes and get an immediate view of your cash position.
Securely connect all your data sources
Straightforward pricing,
no hidden fees
Get started with a free trial for 14 days, no payment details required.
€39/mo
€49/mo
Keep track of your cash in real time
Create your account with one click and get clarity on all things cash.
FAQs
Didn’t find an answer? Talk to us.
How does re:cap Insights work?
re:cap Insights is a software for financial management. It provides solutions to plan, manage, and optimize a company’s liquidity, ensuring they stay ahead and take control of their cash flow.
re:cap Insights delivers clear, data-driven insights across key financial areas, using information from bank accounts, payment providers, accounting systems, and revenue and customer data.
How much does re:cap Insights cost?
After a 14-day free trial, there are 3 plans available to use re:cap Insights.
1. Basic Plan
The Basic plan costs €0. Companies get an overview of their key financial metrics.
2. Insights Plan
The Insights plan comes at €39 per month with an annual subscription. With the Insights plan, companies deep dive into all their financial insights.
3. Funding & Insights Plan
The Funding & Insights plan has a customized pricing. Companies can get tailored funding and all insights into their finances.
If you want to learn more about our prices, check out the pricing page.
How can I use re:cap Insights?
re:cap Insights is a software solution with which you can plan, manage, and optimize a company’s liquidity. Use cases include: liquidity management, reporting, or liquidity forecast.
How can I upload data to re:cap Insights?
You can connect all your data sources within 10 minutes and are good to go. There is no additional onboarding or further maintenance needed.
How do I upload data manually when there is an unsupported bank?
Certain banks might not support open banking API access. Additionally, especially Europe-based banks, might not provide access to savings accounts.
If this is the case it is still possible to import the data into Cash Insights by following two simple steps:
- Select “upload data manually” when adding a new bank account.
- Fill in the account details and upload a file containing all transactions.
Which payment providers & credit cards are supported?
Besides offering access to classical bank accounts, we also offer access to a range of payment platforms, digital wallets and credit cards.
To set up the integration, please use the "Add EU or UK bank account option" and follow the instructions.
A
- Airwallex
- American Express (AmEx) – select UK as country
- Alpha FX – select UK as country
B
- Barclaycard Commercial Payments – select UK as country
- Brex – select US & CA as country
C
- ConnectPay – select LT as country
- Connexis Cash – select DE as country
E
- Ebury – select BE, DE, GB, GR, FR, PL, IT, PT, ES or NL as country
F
- Fire – select IR as country
K
- Kontist – select DE as country
M
- Manager One – select FR as country
N
- Neteller
O
- Opyn – select IT as country
P
- PayPal
- Paysera
- Pleo – select DK, UK, DE, SE, ES or IE as country
S
- Skrill
- Soldo – select IE as country
- Stripe
W
- Wise
When does the access to a bank account expire?
EU & UK
By open banking regulation the consent to fetch data for a bank account is valid for 90 days, but experience shows that most banks now provide a 180 days validity period.
North America (US & CA)
Most banks allow for an unlimited access to the bank accounts.
When a consent is about to expire, our platform automatically sends email reminders to the companies, which direct them to the reconnect flow in the app.
How does re:cap Insights tag transactions?
We’ve developed a proprietary LLM to classify bank transactions in real-time, generating financial insights from the tagged data. Our models tag transactions with up to 97% accuracy.
To ensure the highest quality insights, our internal data operations team reviews the automatic tagging. If there are any tags you still want to change, you can to so yourself and the LLM will learn it for the next time.
How much initial historical data can re:cap retrieve per bank account?
For Europe
By open banking regulation, a minimum of 90 days of transaction history is required, but experience shows that most banks supply >180 days of transaction history.
For North America
Experience shows that most banks provide >365 days of transaction history.
How many bank accounts can I add to my account?
You can add unlimited bank accounts to your re:cap Insights account.
Which banks are supported?
We cover more than 14,000+ banks from Europe and North America.
In Europe, we work with GoCardless to cover 2,500+ banks. The detailed coverage can be found in this overview.
For North American banks, we work with Plaid to cover 12,000+ banks. The detailed coverage can be found in this overview.
Let us know if a bank you need support for is not supported.
How often is the data updated?
New balances and transactions from all bank accounts get fetched daily at midnight (CET time). After fetching new data, the Insights get updated.
How many users can I add to my account?
You can add unlimited users to your re:cap Insights account.
How does benchmarking within re:cap Insights work?
Through benchmarks, companies can assess their performance against a database of over 2,500 companies on the re:cap platform within their industry, country, revenue size, and profitability status. This provides them with a comprehensive understanding of their status quo among their peers.
Companies can assess KPIs like Customer Concentration, NDR, Churn Rate, CAC payback period, or Gross Profit Margin.
In which languages is re:cap Insights available?
re:cap Insights is currently available in English.
