re:cap Insights

Identify capital needs and cover them, with re:cap

Exclusively for Startup Insider subscribers: use the code BUDGET25 to receive four months of 25% discount on your Insights plan.
Use in checkout, valid until 22.11.2024.

(No CC required)
Data storage and processing in Germany
Developed and hosted in Germany
256-bit bank-level encryption

"My team has now a lean tool that provides a complete overview of our cash flow. Having access to all bank accounts and an automated transaction tagging in place saves us many hours of manual work. Plus, it's a live view, eliminating outdated reports and blind spots in our liquidity."

Moritz Diedrich
Team Lead Finance at Sastrify

"With re:cap Insights, we gain a real-time overview of our top-line liquidity. It provides transparent insights into our cash income and expenses and offers first-level financial control. This enables me to make predictions about our cash position at the end of the month."

Julia Bartsch
Head of Finance at myo

"re:cap Insights gives us a clear view of our cash flow, tracking real-time metrics like cash balance, burn rate, and revenue. It serves as our first line of financial control. Additionally, knowing that re:cap can also be a funding partner provides us with greater confidence in planning our future growth."

Luca Lallopizzi
Founder & MD at Hyre
Start 14-day free trial

Managing finances in endless spreadsheets is now a thing of the past

Managing your finances demands more than just spreadsheets. You need a real-time overview of all your bank accounts, balances, and transactions in one place. Analyze your revenue and customer data to make smarter decisions. Plan your liquidity based on historical data, forecast future scenarios, and track your financial health. Simplify financial management and make confident financial decisions. That's what re:cap Insights offers you.

Liquidity Management

Access key metrics, bank accounts, and balances in a single, easy-to-read dashboard. Track cash inflows and outflows, so you’re always on top of your finances.

Reporting

Extract key figures for reports that address finance-related questions and provide actionable insights for your management, team, and investors.

Liquidity Forecasting 

Create accurate liquidity plans using historical and real-time data. Adjust parameters manually to evaluate the financial impact of key events, such as hiring or revenue drops.

Master your financials with re:cap

Up and running in 10 minutes. No onboarding or further maintenance
Connect all your bank, accounting, and revenue data in one place.
Add unlimited number of users and data connections.

Straightforward pricing,
no hidden fees

Get started with a free trial for 14 days, no payment details required.

Use the code BUDGET25 at checkout to receive a 25% discount on your Insights plan for the next four months.
The code is valid until 22.11.2024.

Annual plan
Save 25%
14 days for free, then

€39/mo

Billed annually
Unlimited number of users
Unlimited number of bank accounts
Monthly plan
14 days for free, then

€49/mo

Billed monthly
Unlimited number of users
Unlimited number of bank accounts
Monthly contract termination
Start 14-day free trial
All prices are net prices

Ready in 3 minutes – how re:cap Insights works

Access Cash Insights in minutes and get an immediate view of your cash position.

Your data is secure. We store and process all your financial data in Germany, employing 256-bit bank-level encryption for maximum protection

Securely connect all your data sources

Take control of your liquidity

See the most important metrics and insights for liquidity management, reporting, an forecast – all in one platform.

FAQs

Didn’t find an answer? Talk to us.

How does re:cap Insights work?

re:cap Insights is a software for financial management. It provides solutions to plan, manage, and optimize a company’s liquidity, ensuring they stay ahead and take control of their cash flow.

re:cap Insights delivers clear, data-driven insights across key financial areas, using information from bank accounts, payment providers, accounting systems, and revenue and customer data.

How much does re:cap Insights cost?

After a 14-day free trial, there are 3 plans available to use re:cap Insights.

1. Basic Plan

The Basic plan costs €0. Companies get an overview of their key financial metrics.

2. Insights Plan

The Insights plan comes at €39 per month with an annual subscription. With the Insights plan, companies deep dive into all their financial insights.

3. Funding & Insights Plan

The Funding & Insights plan has a customized pricing. Companies can get tailored funding and all insights into their finances.

If you want to learn more about our prices, check out the pricing page.

How can I use re:cap Insights?

re:cap Insights is a software solution with which you can plan, manage, and optimize a company’s liquidity. Use cases include: liquidity management, reporting, or liquidity forecast.

How can I upload data to re:cap Insights?

You can connect all your data sources within 10 minutes and are good to go. There is no additional onboarding or further maintenance needed.

How do I upload data manually when there is an unsupported bank?

Certain banks might not support open banking API access. Additionally, especially Europe-based banks, might not provide access to savings accounts.

If this is the case it is still possible to import the data into Cash Insights by following two simple steps:

  1. Select “upload data manually” when adding a new bank account.
  2. Fill in the account details and upload a file containing all transactions.
Which payment providers & credit cards are supported?

Besides offering access to classical bank accounts, we also offer access to a range of payment platforms, digital wallets and credit cards.

To set up the integration, please use the "Add EU or UK bank account option" and follow the instructions.

A
  • Airwallex
  • American Express (AmEx) – select UK as country
  • Alpha FX – select UK as country
B
  • Barclaycard Commercial Payments – select UK as country
  • Brex – select US & CA as country
C
  • ConnectPay – select LT as country
  • Connexis Cash – select DE as country
E
  • Ebury – select BE, DE, GB, GR, FR, PL, IT, PT, ES or NL as country
F
  • Fire – select IR as country
K
  • Kontist – select DE as country
M
  • Manager One – select FR as country
N
  • Neteller
O
  • Opyn  – select IT as country
P
  • PayPal
  • Paysera
  • Pleo  – select DK, UK, DE, SE, ES or IE as country
S
  • Skrill
  • Soldo  – select IE as country
  • Stripe
W
  • Wise
When does the access to a bank account expire?

EU & UK

By open banking regulation the consent to fetch data for a bank account is valid for 90 days, but experience shows that most banks now provide a 180 days validity period.

North America (US & CA)

Most banks allow for an unlimited access to the bank accounts.

When a consent is about to expire, our platform automatically sends email reminders to the companies, which direct them to the reconnect flow in the app.

How does re:cap Insights tag transactions?

We’ve developed a proprietary LLM to classify bank transactions in real-time, generating financial insights from the tagged data. Our models tag transactions with up to 97% accuracy.

To ensure the highest quality insights, our internal data operations team reviews the automatic tagging. If there are any tags you still want to change, you can to so yourself and the LLM will learn it for the next time.

How much initial historical data can re:cap retrieve per bank account?

For Europe

By open banking regulation, a minimum of 90 days of transaction history is required, but experience shows that most banks supply >180 days of transaction history.

For North America

Experience shows that most banks provide >365 days of transaction history.

How many bank accounts can I add to my account?

You can add unlimited bank accounts to your re:cap Insights account.

Which banks are supported?

We cover more than 14,000+ banks from Europe and North America. 

In Europe, we work with GoCardless to cover 2,500+ banks. The detailed coverage can be found in this overview.

For North American banks, we work with Plaid to cover 12,000+ banks. The detailed coverage can be found in this overview.

Let us know if a bank you need support for is not supported.

How often is the data updated?

New balances and transactions from all bank accounts get fetched daily at midnight (CET time). After fetching new data, the Insights get updated.

How many users can I add to my account?

You can add unlimited users to your re:cap Insights account.

How does benchmarking within re:cap Insights work?

Through benchmarks, companies can assess their performance against a database of over 2,500 companies on the re:cap platform within their industry, country, revenue size, and profitability status. This provides them with a comprehensive understanding of their status quo among their peers.

Companies can assess KPIs like Customer Concentration, NDR, Churn Rate, CAC payback period, or Gross Profit Margin.

In which languages is re:cap Insights available?

re:cap Insights is currently available in English.