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Preserve your cash balance and financial stability

With re:cap, you can optimize your cash flow by refinancing significant one-time expenses. This approach not only preserves your cash balance but also bridges any liquidity gaps effectively.

Calculate your funding terms
Draw supplier discounts

Secure better discounts from SaaS and service providers by paying upfront. Use re:cap to split these payments at a lower rate, allowing you to maximize savings while maintaining cash flow.

Split up payments

Stop worrying about hefty expenses for hardware, legal advice, and events. With re:cap, you can break these costs into manageable monthly payments, helping you maintain a healthy cash balance.

Stay opportunistic

Prioritize seizing opportunities over financial constraints. Make bold investments while maintaining a robust cash balance at the same time.

Discover insights

Enhance your financial management with re:cap Insights – take control of your cash flow and benchmark your performance against the competition.

Secure funding tailored to your needs

Calculate funding terms

Why should you optimize your cash flow with re:cap?

Depending on your situation, re:cap works as a substitute or addition to other financing options – with advantages in both cases.
Direct costs
Indirect costs
Time to money
Amount
Non-dilutive
Restrictions
Reporting requirements
Venture Debt
8% – 15% p.a.
May be divided in cash and Payment-in-Kind (PIK) interest rates
Warrants and equity
kicker
Counting in legal fees, closing fee, maturity fee
3+ months
€1m – €50m
Often divided into tranches, where each tranche is tied to the achievement of milestones
Due to equity warrants or equity kicker
Financial covenants & securities
For example pledges on receivables, patents, intellectual property and/or bank accounts
Monthly reporting
Depending on the respective exposure, providers may also ask for board seats
2% – 15% on each financing
None
48 hours
Up to 60% of ARR
None
Automated through platform
Calculate funding terms
Venture Capital
>€100k – €900k
Legal, notary and potentially advisor fees
5% – 25% loss of shares
per equity round
Legal, notary and potentially advisor fees
3+ months
€1m – €50m+
Personal guarantees & commitments
Monthly reporting, board seats
More control

Don’t be controlled by your cash flow but control your cash flow.

Faster access

You want to grow fast. Get access to  capital in minutes, not months.

Less dilution

Preserve your ownership stake and stay in control of your company.

Full transparency

Know your cost of capital. With re:cap, there is just one simple fee.

Hear it from other companies

FAQs

Didn’t find an answer? Talk to us.

How can I split large one-time expenses with re:cap?

With re:cap, you can break large cash outflows into manageable payments over months or years. You might also benefit from the early payment discounts vendors offer. For example, as your team grows and your need for IT and office equipment increases, protect your liquidity – use re:cap’s funding instead.

Can I extend the financing period to optimize the cash flow even further?

As long as you're within your financing limit, you can offset upcoming repayments with new financing transactions, keeping your cash flow steady. We're happy to explain the details, including a cash flow simulation tailored to your company.

Take care of all things financing

Get access to re:cap and make financing decisions with confidence. Create an account or talk to our experts about your financing.

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