Overview: 5 Atlar alternatives you need to know

We’ve created a handy overview spreadsheet that allows you to compare Atlar with its alternatives and competitors. This includes data on pricing, product features, and bank integrations. If you’re spotting a mistake, please let us know.

• Microsoft Excel 
• Tidely
• Finban
• Commitly
• re:cap

What to consider when choosing an Atlar alternative

While fancy features can be appealing, they’re only worthwhile if they truly add value. When evaluating cash or liquidity management software, consider the following:

What do I need the software for?

Choose software that fits your specific needs. Startups require different functionalities than large enterprises, and finance teams need distinct analyses compared to only looking at the most important numbers as management does. Identify your true requirements and ensure the features align with them.

How time-consuming are onboarding and maintenance?

From our discussions with companies, we know that onboarding with some providers is time-consuming and requires a lot of resources (implementation time is weeks or months). However, it offers a wide array of features in return. Before committing, try to gauge the onboarding timeline and requirements: can it be completed in minutes, or will it take months to achieve the desired insights?

The same consideration applies to maintenance. Once your data sources are connected, everything should operate seamlessly without needing frequent adjustments.

Do I need all the features that the software offers?

More features often mean higher costs – whether you need them all or not. This might result in paying for features you don’t use.

How is data quality ensured?

Even the best cash management software is ineffective if the data is inaccurate. Focus on how well the software classifies transactions and whether it offers data cleansing, validation, and enrichment features.

What are 5 Atlar alternatives?

Microsoft Excel

For over 30 years, Microsoft Excel has been a cornerstone for organizations of all sizes. As a versatile spreadsheet and data analysis tool, Excel is also used for cash management – though with limitations.

Microsoft Excel pricing

Excel offers two options: either you can use it as a standalone program or as part of Microsoft 365.

• Excel standalone: $159
• Excel within Microsoft 365: $6.99 per month

Key features

Excel has a wide range of uses and is often employed by companies to track incoming and outgoing payments and monitor budgets.

However, it’s important to note that Excel is a manual tool, which presents challenges for effective cash management. It lacks key functionalities needed for managing liquidity or creating financial plans.

For instance, Excel cannot automatically link to bank accounts, requiring manual entry of account balances and transactions. This process is time-consuming and increases the risk of errors. Additionally, it does not provide real-time insights into cash flows, making liquidity planning and forecasting more complex. Updating existing plans manually while retaining data from previous scenarios adds further difficulty.

Summary Microsoft Excel

Microsoft Excel has long been a trusted tool for a variety of organizational tasks, including basic cash management. Its flexibility and affordability make it accessible, whether as a standalone program or part of Microsoft 365. However, Excel's manual processes and lack of advanced features limit its effectiveness for comprehensive liquidity planning and real-time financial oversight. For businesses with complex cash management needs, dedicated financial software may offer a more efficient and accurate solution.

Tidely

Tidely is a cash management software for SMEs and large companies. With Tidely, you can manage your liquidity and keep an eye on your cash flow. The software offers a dashboard, cash forecasts, scenario planning, and reports.

Tidely pricing

Tidely's prices depend on the size of your company, the number of users, and bank accounts. You have four plans to choose from: Starter, Professional, Business, and Enterprise. There is a free trial period of 7 days.

• Starter: €45 per month (annual billing)
  • Bank account connection: 1
  • Number of users: 1
• Professional: €85 per month (annual billing)
  • Bank account connections: 5
  • Number of users: 2
• Business: €215 per month (annual billing)
  • Bank account connections: 10
  • Number of users: 5
• Enterprise: customized prices and features

Key features

Companies use Tidely's cash management software for various purposes:

• They get an overview of their liquidity and can manage it better.
• For liquidity planning and to run through various scenarios.
• To create financial reports.
• To manage complex structures at the team or company level.
• To connect all your bank accounts and ERP systems. 

Summary Tidely

Tidely is a versatile cash management solution designed to help businesses of all sizes efficiently manage their liquidity and cash flow. The platform combines essential features like real-time dashboards, cash forecasting, scenario planning, and reporting tools, making it easier to streamline financial processes. With flexible pricing tailored to company size, users, and bank account connections, Tidely offers plans ranging from the affordable Starter package to fully customized Enterprise solutions. Companies use Tidely to gain better visibility into their finances, plan liquidity, and manage complex financial structures across teams and systems – all with the convenience of integrated bank and ERP connections.

Commitly

Commitly is a cash management software that allows you to create an overview of your cash flow and manage your company's finances. According to Commitly, the centerpiece of the software is the creation of forecasts. The software is primarily aimed at SMEs and startups.

Commitly pricing

Commitly's prices are based on the size of the company, the number of users, and bank accounts. There are three different plans: Basic, Business, and Professional. You can also test the software for 14 days free of charge.

• Basic: €45.83 per month (annual billing)
  • Bank account connections: 1
  • Number of users: 1
• Professional: €70.83 per month (annual billing)
  • Bank account connections: 3
  • Number of users: 5
• Business: €120.83 per month (annual billing)
  • Online accounts: 8
  • Number of users: 8

Key features

Companies use Commitly to obtain a daily liquidity overview and to track deposits and withdrawals. They can also carry out cash flow planning and model various scenarios of how liquidity will develop.

• Bank & ERP Integrations: connect all your banks and relevant systems for seamless financial management.
• Cash Flow Monitoring: stay up-to-date with a real-time overview of your cash position.
• Cash Flow Planning & Scenarios: create simple yet professional plans and run scenarios for better decision-making.
• Controlling & Status Insights: access variance analyses, status overviews, and detailed development reports.
• Accounts Receivables/Payables Management: centralize and streamline the tracking of open items.
• Consolidation for Groups of Companies: view all companies, banks, and bank accounts at a glance for easy consolidation.
• Team Collaboration: assign roles, set permissions, and manage approvals down to the category level.

Summary Commitly

Commitly is a cash management software designed to provide SMEs and startups with a comprehensive solution for tracking and managing their finances. It focuses on creating detailed cash flow forecasts, helping businesses gain real-time insights into their liquidity.

Commitly offers flexible pricing plans that cater to different company sizes and needs, with features like bank account integrations, cash flow monitoring, and scenario planning. Its intuitive tools make it easier to plan, control, and consolidate financial data, while also fostering team collaboration through customizable permissions and approvals.

Finban

Finban is a financial planning software tailored for agencies, SMEs, startups, and SaaS companies. Powered by finbot, a smart personal assistant, the platform delivers intelligent insights. finbot automatically analyzes your data, generates customized reports, provides actionable recommendations, and notifies users of irregularities or potential concerns.

Finban Pricing

Finban offers three pricing plans, each with a 14-day free trial and the flexibility to upgrade at any time. All prices are exclusive of VAT. The number of bank connections and users varies depending on the plan.

• Starter Plan
  • Monthly payment: €35 per month
  • Annual payment: €26.25 per month
  • 1 bank connection
  • 1 user

• Business Plan
  • Monthly payment: €65 per month
  • Annual payment: €48.75 per month
  • 3 bank connections
  • 5 users

• Professional Plan
  • Monthly payment: €120 per month
  • Annual payment: €90 per month
  • 10 bank connections
  • 10 users

Key features

Finban offers streamlined cash flow and financial forecasting for companies and founders. It helps answer key questions like: What happens if we don’t acquire new customers? Can we hire new employees? How will tax payments impact our business? Key features include:

• Liquidity Planning
• Scenarios & Forecasting
• Budget Planning
• Analytics & Reporting
• Personnel Planning

Finban Summary

Finban is a financial planning software designed to assist agencies, SMEs, startups, and SaaS companies. It leverages finbot, a smart personal assistant, to automatically analyze data, generate customized reports, provide actionable insights, and notify users of potential concerns. The platform offers flexible pricing plans with a 14-day free trial and the option to upgrade. Its features include cash flow management, scenario planning, budget planning, analytics, and personnel forecasting.

re:cap

re:cap is a cash management software that allows you to plan, control, and optimize your cash movements. The solution is designed for startups, scaleups, and small and medium-sized enterprises. 

Our software automatically categorizes every bank transactions (even on project and team level), providing you with key financial metrics at a glance on a granular level. Whether you're reporting to management, your team, or investors, you'll have the correct data you need. Plus, you can forecast liquidity and run simulations, including stress tests, to stay ahead of any scenario.

re:cap pricing

With re:cap, you can choose between three plans: Basic, Insights, and Funding & Insights. You can use a free trial period of 14 days to try re:cap out. Find all information on the pricing page.

• Basic: €0 per month
• Insights: €39 per month (annual billing)
• Funding & Insights: customized prices

You can invite unlimited users and link as many bank accounts as you need – on any plan.

Key features

Liquidity Management

The cash management of re:cap covers a wide range of functions:

• Cash flow statement: Automatically categorize all transactions, making it easy to track cash inflows and outflows.
• P&L statement: real-time profitability analysis keeps you informed, empowering you to optimize your business on the go.
• Runway analysis: monitor cash burn and runway closely, ensuring your financial planning is always on target.
• Consolidation: access liquidity analysis across multiple levels and companies, all in one place.
• Plan vs. Actuals: compare your business plan with real-world performance, spotting deviations early to stay ahead.
• Bank connections: connect to over 14,000 bank accounts and view all your finances in a single, unified dashboard.

Reporting

You see all key financial figures at a glance in one dashboard and can extract them for your reports:

• Get a complete picture: build your company reports on a comprehensive understanding of liquidity, customers, profitability, and financial health by connecting banking, revenue, and accounting data.
• Single source of truth: you’re always prepared to discuss financial metrics and answer any finance-related questions from your management team with confidence.
• Report better with less work: extract key business metrics that matter most to your investors and save time on repetitive manual investor reporting.
• Ensure financial precision: track revenue, costs, cash flow, and balances to ensure projected outcomes match reality. This sharpens your financial precision and enhances plan accuracy.

Liquidity Forecast

Liquidity forecast covers the following areas:

• Develop tailored liquidity plans: use historical data as a foundation, then manually adjust variables to explore different scenarios.
• Evaluate critical decisions: understand how major actions – like new hires, significant expenses, or M&A – will impact your cash flow.
• Conduct stress tests: simulate high-pressure situations to see how key financial metrics hold up. Identify vulnerabilities in your financial planning.
• Model investment impact: assess how debt or equity investments influence your liquidity and overall financial strategy.

Book closing

With re:cap, companies can close their books end-month quickly. AI handles the matching between invoices and transactions and companies only have to do the accept or decline the reconciliation. They can send invoice to their dedicated re:cap email and they automatically appear on the platform. This provides more advisory time for accountants and less manual and time-consuming admin tasks.

What do companies use re:cap for?

Our customers use re:cap primarily for the following purposes:

• Real-time financial overview: access up-to-date account movements and cash balances effortlessly and transparently.
• Comprehensive financial snapshot: quickly view essential financial metrics for your entire company or individual subsidiaries at a glance.
• Informed communication: provide your management and investors with critical metrics like burn rate, sales performance, and cash flow.
• You can uncover potential savings to reduce costs.
• They can keep an eye on the budget and react quickly in the event of deviations.
• It makes budget planning easier for them with the target/actual comparison.
• They can plan their liquidity more precisely: Create individual scenarios to better model and understand developments.
• They can carry out liquidity stress tests to assess their impact on other areas.

Summary re:cap

With re:cap Insights, you get cash management software that offers you the most important functions: cash flow management, reports for various stakeholders, and the ability to plan your liquidity and run scenarios.

Summary: 5 Atlar alternatives to watch in 2025

We’ve evaluated five of the best alternatives to Atlar for liquidity management and financial planning. Each option has its unique strengths and weaknesses. Here’s a quick comparison:

• Functionality vs. Price: some tools offer extensive features at a higher price, while others prioritize simplicity and ease of use.
• Onboarding and Usability: some platforms require significant onboarding time, while others let you start quickly with minimal setup.
• Data connections: while some options offer unlimited number of (bank) accounts and users, others limit both based on the plan.

The most suitable cash management software for your business depends on several factors, including your specific use case, the level of complexity your financial processes require, and the nature of your business model. Consider whether you need basic cash flow tracking or advanced features like scenario planning, real-time bank integrations, and detailed forecasting. The size of your team, the number of bank accounts, and the industry you operate in are also key considerations when choosing the right software.