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We cover your short-term needs

re:cap provides working capital financing that helps you to navigate temporary funding needs without sacrificing your cash flow.

We cover your short-term needs

re:cap provides working capital financing that helps you to navigate temporary financing needs without sacrificing your cash flow.

Trusted by over 1,000 businesses

Maintain a steady cash flow with re:cap, ensuring you've always got enough in your bank account to cover your immediate needs.

Handle volatile cash flow

Focus on your revenue and business. Make sure you have always enough cash at hand to cover your everyday needs.

Unlock predictable growth

Make sure you get the financial backing you need to make things happen, so you don’t miss revenue from already closed customers and won projects.

Cover long payment targets

Don’t let bridge obligations, up-front payments, or long payment terms slow down your business and jeopardize your cash flow.

Finance large one-time expenses

Finance larger one-time expenses such as machinery, equipment, or events, allowing you to preserve cash balance and financial stability.

Short-term funding: key characteristics

€50k to €1m

Secure the cash you need to finance your business, and easily adjust the amount each month as necessary.

1 to 12 months repayment

You have the freedom to choose from flexible repayment plans that span over 12 months, including grace periods.

Ready in days, not months

Get started in minutes and receive your funding in days not months.

CASE STUDIES

Making tailored funding part of your success

How our customers reach their ambitions with re:cap.

How Cloud86 secured a financing line with re:cap to scale their web hosting business

How Workbee funded growth initiatives on their path to profitability with re:cap
How tabtool accelerated growth while maintaining independence with re:cap
re:cap insights

Get more than just short-term funding

Liquidity, revenue, customer analysis, forecasting – re:cap Insights lets you manage and track all your financials in one platform. Stay in control and know exactly when to secure your next funding.

Liquidity Management

Get a quick overview of all your bank accounts, balances, and transactions – live, in one place, across your entire company, or broken down by individual entities.

Reporting

Get instant access to key financial metrics and deliver real-time insights for your management, team, and investors. This way, you are always up to speed and can answer any finance-related questions.

Liquidity Forecast

Skip messy spreadsheets: forecast liquidity with real-time bank data and run scenarios based on trends and your assumptions. Evaluate the financial impact of key decisions, from hiring to major expenses.

Requirements to work with re:cap

SaaS or service businesses

Your business generates predictable, recurring revenue.

EU-based company

Your legal entities are at least partly located in the EU.

Sufficient runway

You need at least six months of runway, be profitable or close to break-even.

How re:cap works

Our platform allows you to get started in minutes, and receive funding and insights in days not months.

We prioritize the utmost security standards to safeguard our customers' data. We store and process all your financial data in Germany, employing 256-bit bank-level encryption for maximum protection.

Take care of all things funding

Get access to re:cap and make financing decisions with confidence. Create an account or talk to our experts about your funding.

FAQs

Didn’t find an answer? Talk to us.

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